The AI assistant market for developers is exploding. Claude Code, Cursor, and GitHub Copilot are the three major solutions. Which one to choose? Let’s compare objectively.
For broader context on the state of AI in development, see my article AI and Development in 2025. And if you’re considering local alternatives, check out OpenAI GPT OSS vs Ollama.
Overview
| Criteria | Claude Code | Cursor | GitHub Copilot |
|---|---|---|---|
| Type | CLI + Agent | Full IDE | IDE Extension |
| AI Model | Claude (Anthropic) | Multiple (including Claude) | GPT-4/Codex |
| Price | $100-200/month (Max) | $20/month | $10-19/month |
| Platform | Terminal | VS Code Fork | VS Code, JetBrains |
Claude Code
Strengths
- Agentic: Can plan and execute complex tasks end-to-end
- Project context: CLAUDE.md, rules, hierarchical memory
- Extensible: Hooks, skills, subagents, MCP
- Terminal-native: Fast, scriptable, CI/CD integrable
- Autonomy: Can work on multiple files in sequence
Weaknesses
- Learning curve: #@/! syntax to master
- Price: More expensive than alternatives
- No integrated IDE: Requires your separate editor
- Less visual: No integrated graphical diff
Ideal for
- Terminal-first developers
- Complex multi-file projects
- CI/CD automation
- Advanced users seeking power
Cursor
Strengths
- Full IDE: VS Code fork with native AI
- Multi-model: GPT-4, Claude, local models
- Visual: Integrated diffs, contextual chat
- Composer: Agent mode for complex tasks
- Accessibility: Familiar VS Code interface
Weaknesses
- Locked in: Must use Cursor as IDE
- Limited terminal: No pure CLI usage
- Dependency: Fork that may diverge from VS Code
- Less extensible: Not as rich plugin system
Ideal for
- VS Code developers seeking native AI integration
- Teams wanting a unified tool
- Users preferring graphical interface
- Projects where visualization is important
GitHub Copilot
Strengths
- GitHub integration: Native PRs, Issues, Actions
- Accessible price: $10/month individual
- Ubiquity: Available in all major IDEs
- Real-time completion: Suggestions while typing
- Copilot Chat: Contextual conversation
Weaknesses
- Less agentic: No autonomous planning
- Limited context: Less suitable for large projects
- Microsoft-dependent: Tied to Microsoft ecosystem
- Less customizable: No rules, hooks, etc.
Ideal for
- AI assistant beginners
- Limited budget
- GitHub-centric projects
- Quick code completion
Detailed Comparison
Context Understanding
| Aspect | Claude Code | Cursor | Copilot |
|---|---|---|---|
| Current file | ✅ | ✅ | ✅ |
| Entire project | ✅✅✅ | ✅✅ | ✅ |
| Project instructions | ✅✅✅ | ✅✅ | ✅ |
| Dependencies | ✅✅ | ✅✅ | ✅ |
| Git history | ✅✅ | ✅ | ✅✅✅ |
Agentic Capabilities
| Capability | Claude Code | Cursor | Copilot |
|---|---|---|---|
| Multi-step planning | ✅✅✅ | ✅✅ | ❌ |
| Autonomous execution | ✅✅✅ | ✅✅ | ❌ |
| Multi-file modification | ✅✅✅ | ✅✅ | ✅ |
| Automatic testing | ✅✅✅ | ✅✅ | ✅ |
| Assisted debugging | ✅✅ | ✅✅ | ✅ |
Customization
| Aspect | Claude Code | Cursor | Copilot |
|---|---|---|---|
| Custom rules | ✅✅✅ | ✅✅ | ❌ |
| Hooks/Automation | ✅✅✅ | ✅ | ❌ |
| Subagents | ✅✅✅ | ❌ | ❌ |
| External integrations | ✅✅✅ (MCP) | ✅ | ✅ (GitHub) |
| Plugins | ✅✅✅ | ✅ (VS Code extensions) | ✅ |
Pricing and Licenses
| Plan | Claude Code | Cursor | Copilot |
|---|---|---|---|
| Free | Limited (API) | Limited | ❌ |
| Individual | $100/month (Max 5x) | $20/month | $10/month |
| Pro/Business | $200/month (Max 20x) | $40/month | $19/month |
| Enterprise | Custom | Custom | $39/month |
Compared Workflows
Module Refactoring
Claude Code:
> ultrathink. Refactor the auth module to use JWT.
> Make sure all tests pass.
→ Claude plans, modifies files, runs tests, fixes if needed.
Cursor:
- Open Composer
- Describe the refactoring
- Review proposed changes
- Accept/adjust
- Run tests manually
Copilot:
- Open Copilot Chat
- Ask for refactoring suggestions
- Apply file by file
- Run tests manually
Bug Fix
Claude Code:
> The test UserService.test.ts fails at line 45.
> Find and fix the bug.
Cursor:
- Right-click on error
- “Fix with AI”
- Review suggestion
- Apply
Copilot:
- Select problematic code
/fixin chat- Apply suggestion
New Project
Claude Code:
> Create a REST API with Express, TypeScript, Prisma.
> Structure according to best practices.
> Add JWT authentication.
Cursor:
- Composer mode
- Describe architecture
- Generate file by file
- Adjust as you go
Copilot:
- Create files manually
- Use suggestions for content
- Copilot Chat for questions
When to Use What?
Use Claude Code if:
- You’re comfortable with terminal
- You work on complex projects
- You want automation (CI/CD, scripts)
- You need AI autonomy
- Budget is not the main constraint
Use Cursor if:
- You prefer VS Code
- You want an integrated experience
- You work visually (diffs)
- You want to switch models easily
- Moderate budget
Use Copilot if:
- You’re new to AI
- Limited budget
- You’re in the GitHub ecosystem
- You want real-time suggestions
- You use various IDEs
Recommended Combination
My personal stack:
┌─────────────────────────────────────────┐
│ Claude Code (terminal) │
│ - Complex tasks │
│ - Automation │
│ - CI/CD │
├─────────────────────────────────────────┤
│ VS Code + Copilot │
│ - Daily editing │
│ - Real-time completion │
│ - Quick fixes │
└─────────────────────────────────────────┘
This combination offers:
- Claude’s power for heavy tasks
- Copilot’s speed for daily work
- Best of both worlds
Market Evolution
2024-2025 Trends
- More autonomy: Tools becoming more agentic
- Multi-model: LLM choice per task
- Integration: Less friction between tools
- Specialization: Tools by domain (web, mobile, data)
What’s Coming
- Claude Code continues adding agentic features
- Cursor pushes multi-model integration
- Copilot evolves toward more autonomy (Copilot Workspace)
Conclusion
There’s no universal “best” tool. The choice depends on:
- Your workflow: Terminal vs GUI
- Your budget: $10 to $200/month
- Your needs: Completion vs Full Agent
- Your ecosystem: GitHub, Anthropic, or neutral
My advice: try all three with their trial versions, then choose (or combine) according to your style.
What’s Coming Tomorrow
In Day 20, we’ll finish with a complete case study: how I used Claude Code to create Prelude of the Chambered Reborn.
This article is part of the “Master Claude Code in 20 Days” series. Day 18: Status line and terminal